I am officially broke after having to dish out the equivalent of a small car in order to secure my apartment. I shit you not. Thus, I have gone on the equivalent of a famine diet for finances. Here are the doctor's orders:
1) Operate on a cash only basis. And for those looking to earn a gold star, that means always having only $20 or less in your wallet.
2) Remove credit and debit cards from wallet. Place cards in Tupperware/cup/bowl. Fill receptacle with water. Stick receptacle with immersed credit cards into the freezer. Forget they are there until your finances are more robust.
I'm on day one of my diet, and so far I don't even miss them!